If you are a knowledgeable life insurance professional with a passion for designing tailored protection solutions and supporting sales teams with expert consulting, this fully remote opportunity is precisely what you have been waiting for. A reputable insurance organisation is seeking a Life Insurance Solutions Design and Sales Support Consultant to join their remote team — a specialist role that combines deep product knowledge, analytical thinking, and a genuine commitment to helping clients secure the financial protection they need.
This is an excellent opportunity for someone who has built experience in the life insurance sector and wants to transition into a role that leverages their expertise in a consulting and support capacity, rather than a pure sales role. Whether you currently work as a licensed life insurance professional, an internal sales consultant, or a product specialist within an insurance company, this position offers meaningful work, flexible remote arrangements, and the chance to make a real difference to clients at critical moments in their financial lives. Read on and apply today.
Quick Job Summary
Job Title: Life Insurance Solutions Design, Consulting and Sales Support
Hiring Company: Confidential (advertised via FlexJobs)
Location: Fully Remote (United States)
Employment Type: Permanent, Full-Time
Experience Required: Minimum 2–5 years of experience in life insurance, financial services, or related advisory roles
Salary: $Competitive (estimated $55,000 – $90,000 base per annum; OTE with commission/bonus may reach $80,000 – $130,000+ depending on structure and performance)
Application Deadline: Not specified — Apply as soon as possible
Job Status: Open and Actively Hiring
What Is This Job About?
The Life Insurance Solutions Design, Consulting and Sales Support role is a specialist advisory position that bridges the gap between complex product knowledge and frontline sales execution. Your primary function will be to work alongside field agents, brokers, or distribution partners to design customised life insurance solutions that address the specific protection, income replacement, or estate planning needs of individual clients. You will draw on your knowledge of term life, whole life, indexed universal life, and related products to recommend the most appropriate coverage structures for each client situation.
In your consulting capacity, you will support sales professionals by providing expertise they can draw on during client conversations — answering complex product and underwriting questions, preparing illustrations, reviewing case files, and helping close cases where additional technical knowledge is required. You will also serve as an internal resource and point of escalation for cases that require a deeper level of insurance product expertise than a standard sales representative can provide.
The role may also include elements of policy issuance support, ensuring that approved cases move efficiently from quotation through to in-force policy. You will work closely with underwriting, compliance, and operations teams to manage case timelines and ensure a smooth customer experience from first contact through to policy delivery. This is a high-value, relationship-driven role for someone who genuinely understands life insurance from the inside out.
Salary and What You Can Earn
Compensation for Life Insurance Solutions Design and Sales Support roles varies depending on the employer’s structure, the seniority of the position, and whether the role carries a personal production component. Based on current market data for comparable remote life insurance consulting and internal sales support roles, the estimated base salary range is $55,000 to $90,000 per annum. For roles that include a commission or bonus component tied to case volume, conversion rates, or sales team performance, total on-target earnings commonly reach between $80,000 and $130,000 or more per year for consistent performers.
Many insurance organisations offering remote consulting and sales support roles also provide a comprehensive benefits package that may include medical, dental, and vision coverage, a 401(k) plan with employer contributions, life insurance, paid time off, and continuing education support for maintaining and expanding your insurance licensure. The total compensation package, when fully considered, is highly competitive for a fully remote professional role in the financial services sector.
Your Day-to-Day Responsibilities
- You will work with distribution partners, brokers, and field agents to design tailored life insurance solutions that address client needs across term, whole life, indexed universal life, and related product categories.
- You will prepare and present life insurance illustrations and proposal documents, ensuring that all figures are accurate, compliant, and clearly communicated to both the selling agent and the end client.
- You will serve as a subject matter expert and internal resource for complex cases, providing guidance on product selection, coverage structuring, underwriting considerations, and policy features.
- You will develop and maintain strong relationships with producers and distribution partners, acting as their trusted go-to contact for technical product questions and case design support throughout the sales cycle.
- You will manage the quoting and proposal process for assigned cases, ensuring that submissions are complete, timely, and positioned for efficient underwriting review and approval.
- You will coordinate with underwriting and operations teams to track case progress, resolve outstanding requirements, and ensure that approved cases move efficiently through to policy issuance.
- You will conduct outreach to producers and partners to discuss pending cases, follow up on outstanding client decisions, and provide any additional information or documentation required to keep cases on track.
- You will stay current with product changes, competitive intelligence, and industry developments, sharing relevant updates with the sales team and incorporating them into your consulting approach.
- You will maintain accurate and up-to-date records in the company’s CRM and case management systems, ensuring that all client interactions, case notes, and pipeline activity are properly documented.
- You will support sales leadership with reporting, case volume analysis, and pipeline management as required, contributing to the team’s overall performance and revenue goals.
Do You Qualify? Here Are the Requirements
Essential Qualifications
- A current and valid life insurance licence in the relevant US state(s) is required, or the willingness and ability to obtain one prior to commencing employment is expected.
- A Bachelor’s Degree in Finance, Business, Economics, or a related field is preferred; equivalent professional experience in the life insurance or financial services sector will be considered.
- Relevant industry designations such as CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant), or LUTCF (Life Underwriting Training Council Fellow) are advantageous and signal a high level of professional commitment.
Experience Required
- A minimum of 2 to 5 years of experience in life insurance, financial services, insurance product consulting, or a closely related role is required.
- Prior experience in an internal sales consultant, case design, or sales support role within a life insurance or annuity company is strongly preferred.
- Demonstrable knowledge of life insurance product types — including term, whole life, universal life, indexed universal life, and variable life — and how they apply to different client planning needs.
Technical Skills
- Proficiency in life insurance illustration software and quoting tools is essential; familiarity with platforms such as iPipeline, IPIPELINE, or similar carrier illustration systems is highly advantageous.
- Strong working knowledge of Microsoft Office, particularly Excel and Word, for proposal preparation, analysis, and correspondence.
- Experience with CRM platforms for pipeline management, activity logging, and case tracking is required.
- Familiarity with e-application platforms and digital submission tools used in modern insurance distribution environments.
Personal Attributes
- Deep product knowledge and intellectual curiosity — a genuine desire to stay current with product developments, underwriting trends, and market changes in the life insurance space.
- Strong interpersonal and communication skills, with the ability to explain complex insurance concepts clearly and accessibly to producers, clients, and internal stakeholders at all levels.
- A collaborative, service-oriented mindset — you take pride in helping others succeed and approach your consulting role as a genuine partner to the sales team, not just a technical resource.
- Highly organised and detail-oriented, with the discipline to manage multiple cases simultaneously without losing accuracy, urgency, or client focus.
- Self-directed and accountable, with the professionalism to deliver consistently excellent work in a fully remote setting without requiring constant supervision.
About the Company
This opportunity has been listed through FlexJobs, which verifies every employer and listing on its platform to ensure quality and legitimacy for job seekers. The hiring organisation has chosen to maintain confidentiality at the initial stage of the recruitment process, with full company details shared with shortlisted candidates. What is clear is that this is an established insurance or financial services organisation with a professional distribution model that relies on knowledgeable internal consultants to support its sales force and serve its clients well.
Life insurance companies that invest in dedicated solutions design and sales support roles are serious about delivering a high standard of client service and empowering their distribution partners with the technical support they need to place complex cases efficiently. Working in this kind of environment gives you access to a range of product lines, ongoing learning opportunities, and the kind of intellectually stimulating work that rewards professional depth and keeps experienced insurance practitioners engaged and growing.
Why Choose a Remote Life Insurance Consulting Role?
Life insurance consulting and sales support work is inherently well-suited to remote delivery. Product knowledge, case design, illustration software, and client communications all translate seamlessly to a home office environment, and many of the country’s most reputable insurance companies now operate fully remote internal sales and consulting teams. This means that working remotely in this field does not limit your access to interesting cases or quality employers — it simply gives you the flexibility to do your best work from wherever you are most productive and comfortable.
For life insurance professionals who have spent years building their product knowledge and industry relationships, a remote consulting and sales support role represents an outstanding opportunity to leverage that expertise in a high-impact setting without the physical demands of field sales work. You remain close to the client experience and the sales process, but in a role that lets you apply your depth of knowledge systematically and at scale across a broad book of business.
Career Growth and Industry Outlook
The life insurance industry in the United States remains one of the most stable and financially significant sectors of the broader financial services economy. Demand for life insurance products is driven by fundamentals that do not change — the human need for income protection, debt coverage, estate planning, and retirement security — which means that well-qualified professionals in life insurance consulting and sales support enjoy consistent demand for their expertise. The growing complexity of life insurance products, particularly in the indexed universal life and annuity space, continues to increase the value placed on knowledgeable internal consultants who can help producers navigate and present these products effectively.
From a Life Insurance Solutions Design and Sales Support role, career progression typically leads to Senior Case Design Consultant, Regional Sales Director, Internal Sales Manager, or Product Management positions within a carrier or distribution company. Those who pursue advanced designations and develop strong producer relationships can also build highly successful careers as independent brokers or managing partners within insurance marketing organisations. The life insurance industry rewards expertise, longevity, and relationship depth in ways that make it a genuinely rewarding long-term career choice.
How to Write a Strong Application
- Lead with your licence and product knowledge: State your current life insurance licence status clearly near the top of your CV, including which states you are licenced in. Then list the specific product types you have worked with — term, whole life, IUL, variable life — and describe the depth of your experience with each.
- Highlight your illustration software experience: Recruiters for case design roles look immediately for illustration platform proficiency. Name the specific tools you have used and describe the volume and complexity of illustrations you have produced in previous roles.
- Describe a complex case you helped place: In your cover letter, walk through a specific case where your product knowledge, case design expertise, or consulting approach made a difference to the outcome. This demonstrates the kind of real-world value you bring to a sales support role far more effectively than a general statement of experience.
- Demonstrate your producer relationship skills: The ability to build trust with external producers and distribution partners is central to success in this type of role. Give examples of how you have supported producers through complex cases, handled objections or underwriting challenges, and helped close cases that would otherwise have stalled.
- Confirm your remote work setup: Mention your home office setup, your availability during standard business hours, and any previous remote work experience. This removes uncertainty for employers who need their remote consulting team to be reliably accessible and productive from day one.
Please Note
Due to the specialised nature of this role and the volume of applications typically received for life insurance consulting positions, only candidates who meet the minimum licensing and experience requirements will be contacted within two to three weeks of applying. We encourage you to continue exploring other life insurance and financial services opportunities that match your product expertise and career goals if you do not receive a response within this timeframe.
HOW TO APPLY
Click Here to Apply Now
Do not delay — life insurance consulting and sales support roles at reputable organisations fill quickly. Submit your application today and take the next step in your insurance career.